Washing Machine Guide | Buy a Washing Machine with Smart EMI - Kotak Mahindra Bank

 

Buying a washing machine is an important decision- it is what helps you get into clean, fresh-smelling clothes every day without any stress. When you select the right washing machine, it can last you a lifetime and will perform well throughout. This washing machine buying guide will help you choose a washing machine as per your needs and preferences. It will also give you tips to maintain it well and mistakes to avoid.

Let’s start by looking at how to choose a washing machine.

 

What type of washing machine should you choose?

Every household’s laundry requirements are different. Before you buy a washing machine, you need to consider the different types (semi-automatic, fully automatic unit, top-load, front load, etc.). You might also want to consider various personal factors, such as budget, space constraints, and water supply. Additionally, you should think about the features you want, such as load capacity, power consumption, labor intensity, etc. Here's how you can buy a washing machine based on the factors most important to you.

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Budget

Semi-automatic washing machines are amongst the least expensive, and are available between Rs 6,000 to Rs 12,000, while fully automatic units start at about Rs. 13,000 and could go over Rs. 1 lakh.

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Capacity

Most washing machines can handle loads of about 6-7 kgs per wash, which is sufficient for a family of four. If you have a bigger family, you may want to consider an automatic machine as it can handle larger loads on account of its single drum.

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Space constraints

As the name suggests, the difference between a top load and a front load machine lies in the position of the door. If you have limited space for a washing machine, a top load model works best.

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Electricity and water efficiency

Semi-automatic washing machines are more resource-efficient as you can control the amount of water you use and can pause between cycles, which means they consume less power in the long run.

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Washing quality

The position of the drums in front load machines is considered to offer the best washing quality, in addition to being gentler on clothes.

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Front load or top load

In a front-loading machine, the drum is positioned horizontally with an opening towards the front, making it slightly broader in width. Top loading machines have the drum opening at the top, which makes them slimmer.

Power consumption of a washing machine

 

The power consumption of your washing machine depends on two major factors – the electric motor that spins the drum, and the heating equipment that provides the hot water to clean the clothes.

To understand how much power your machine uses every day, here's a formula you can use:

kWh = Wattage x operating hour / 1000

where

  • kWh = Kilowatt-hour or one unit of electricity
  • Wattage = The rate at which the washing machine consumes electricity. You can find this on the box of your washing machine
  • Operating hour = The number of hours your washing machine has been running

 

For example, if your washing machine's wattage is 2400 W and you run it for one hour every day, the total units it consumes is:

2400 x 1 /1000 = 2.4 kWh or units

 


Tips to reduce power consumption

If you find that your washing machine is adding a heavy load to your power bill, here are some tips to help you reduce the power consumption.

 


 

Tips to maintain your washing machine

Once you buy a washing machine, it is crucial that you also maintain it well, so it continues to serve you for a long time. 

 

  1. Clean the lint filter regularly as it allows more air to flow out and prevents the buildup of bacteria.
  2. Inspect the water hoses every month to make sure there are no cracks. If you find any, make sure to replace them immediately.
  3. Don’t overload your machine as it will result in damage over the long term.
  4. Use detergent as advised by the manufacturer. Using too much detergent can leave behind residue and cause harm to your machine.
  5. Wipe the drum and door of your washing machine to make sure it stays and smells fresh. 

 

Dos and Don'ts of a Washing Machine

 

Once you have narrowed down which washing machine you want, you can leverage the power of Kotak Smart EMI to finance your new appliance. With No Cost EMI from Kotak Smart EMI, you can buy a washing machine that suits your budget and needs at no additional cost and with convenient installments. Apart from this, you can customize the loan tenure anywhere from 3 to 12 months and repay it in pocket-friendly installments.

A host of pre-approved offers, along with minimal documentation, make your buying experience hassle-free. Remember to take advantage of the attractive discount offers and cashback deals offered at various Kotak Smart EMI partner stores such as Amazon.in, Flipkart, Croma, Reliance Digital, and many more. Find a store near you to purchase the right washing machine for your needs!

 

 

This Article is sent to you for information purpose only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. and its employees. We make no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article does not constitute legal advice. Kotak Mahindra Bank, its employees and the contributors are not responsible or liable for any damage or loss resulting from reliance on or use of any information contained herein.

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Frequently Asked Questions

How do I apply for a new Smart EMI Scheme?

For this, you can visit the nearest store where Kotak  Smart EMI has a tie up.  Click here to find the store near you.

How do I change my EMI date?

Currently there is no option available to change the EMI due date. Payment due dates are as per the schedule shared in the loan sanction letter.

What is my EMI date?

Your next EMI is as per the schedule shared in your loan sanction letter.

How can I view my EMI status?

You can view your EMI status through Kotak Mahindra Bank’s Net-banking. Please follow these steps:

  • Enter your CRN number and create a new password.
  • Login to net-banking with your new password
  • Enter the dynamic access code (sent to your registered mobile number)
  • Check ‘overview status’.

Where can I view my loan documents?

The sanction letter is sent to your registered Email ID available with the bank (as mentioned by you in the application form).